Real Numbers Behind Smarter Spending
You can't manage what you don't measure. We help Australian households and small businesses see exactly where money goes — and where it could work harder.
Pattern Recognition
Most people underestimate recurring costs by 30-40%. Our tracking shows hidden drains like forgotten subscriptions, overlapping insurance, and autopay creep that quietly compounds over months.
Seasonal Variance
Energy bills, food costs, even fuel prices shift dramatically across quarters. We map these fluctuations so you're not caught off guard when winter hits or school holidays drain the budget.
Comparative Benchmarking
How does your grocery spend compare to similar households? What about transport or entertainment? Context matters. We anonymize data to give you real comparison points without the judgment.
Why Monthly Averages Mislead You
Here's what we've learned working with over 1,200 clients across Tasmania and beyond: averaging monthly expenses smooths out the truth. You might think you spend $800 on groceries each month — but December could be $1,100 while February's only $650.
When you plan based on averages, you're always surprised. We break down actual weekly and monthly patterns so your budget reflects reality instead of wishful math.
And honestly? That's where people find breathing room. Not from cutting everything, but from seeing the actual rhythm of their spending and planning around it.
Small Business Cost Tracking
Running a cafe, a trades business, or a consultancy means juggling dozens of cost centres. Which ones actually matter? Where's the margin erosion happening?
We've worked with hospitality owners who didn't realize their produce costs had crept up 18% over six months. A builder who was losing money on every third job because quote pricing hadn't kept pace with material inflation.
The numbers don't lie, but they're also not always obvious until someone maps them properly. That's what we do — clear visibility into cost structures, supplier comparisons, and trend analysis that helps you make adjustments before they become problems.
Who's Behind The Analysis
Data means nothing without interpretation. Meet the people who turn spreadsheets into strategy.
Callum Driscoll
Former accountant who got tired of explaining the same budget mistakes to every client. Built our tracking methodology from years of pattern recognition across hundreds of households and small businesses. Lives in South Hobart, runs numbers during the week, runs trails on weekends.
Ingrid Søreide
Norwegian expat with a background in operational efficiency. She's the one who spots waste in supplier contracts and flags insurance overlaps before renewals hit. Blunt but accurate — exactly what you need when money's involved.
Our Approach
We don't do cookie-cutter reports. Every analysis is tailored to actual spending behaviour, industry benchmarks, and local cost variations. The goal isn't perfection — it's clarity, followed by action.
Get A Clear Picture Of Your Costs
Whether you're managing household expenses or tracking business overheads, we can help you see where money's really going — and where changes would make a difference.